The federal fire scientists hope to hand off their findings to fire managers, who have to make the quick decisions on where to deploy resources that could protect lives and property.
Soccer, Spain's national pastime, has been tainted by racism. After two recent ugly incidents, debate is raging over how to punish racist fans, and if the teams they love should be held responsible.
Parsons previously served as CEO of Time Warner. The appointment comes in the wake of the scandal surrounding racist comments made by Clippers owner Donald Sterling, whom the league banned for life.
There was a time when teens would spend hours on the phone gabbing with friends. Now, that's the stodgiest behavior imaginable. Even for older people, a ringing phone is an unwanted intrusion.
Moguls, icons and millionaires like Steve Jobs and Bill Gates were also welcomed back to their unofficial alma maters after dropping out of school. But Sean Combs, who many readily accept to host a party or give a shout out, is somehow shelled out of the realm of successful individuals who have made it without higher education.
America, you can't be that selective. If we are to teach hip-hop in universities, we can certainly have one of its most successful moguls speak to our students, no?
What makes Combs' story so special wasn't his rise to the top as a drop out. It's his rise to the top as a black man…who dropped out. And frankly, if we're to compare Jobs, Gates and Combs, let's get one thing clear - their starting points were not the same. There's this thing called "privilege."
Combs perfected the art of business. His Sean Jean clothing line, the unprecedented Revolt TV, or popularizing the "Vote Or Die" campaign that bolstered the numbers of young voter registration (and led to Barack Obama's presidential win). Howard University is still at the helm of that success.
Isn't demonizing and excluding Combs from academia for his musical content, or because he didn't make his money as a lawyer or doctor, a nuanced way to say this subset of black culture isn't good enough for Howard University?
Howard does need someone suggesting to its African-American graduates that he couldn't have made it without the knowledge he acquired at the esteemed college, and, possibly, insight to navigating in this faux "post-racial" world as educated black people.
And for that, I'm certain Bill Gates or Steve Jobs couldn't provide any insight or advice.
Higher deductibles and rising premiums got you down? We’re getting hammered by the high costs of healthcare and even employers are feeling the pinch.
To help offset some of the costs, many employers are now asking their workers to take a closer look at health savings accounts, or HSAs. With an HSA, you can get a triple tax break while saving money on healthcare expenses.
But are they the right move for everyone?
Kimberly Lankford of Kiplinger’s Personal Finance says there’s not a one-size-fits-all approach. “But it is an option for many more people now that so many of us are dealing with higher healthcare deductibles,” Lankford says.
Who can qualify for an HSA? If your health insurance plan has a deductible of at least $1,250 for an individual and $2,500 for family, you’ll most likely qualify for an HSA. That covers a lot of the Silver and Bronze plans for sale on the insurance exchanges. You can open them up with a bank, brokerage firm and many employers are now offering them to encourage employees to choose a cheaper, higher deductible plan.
Some employers are even contributing as much as $1,000 themselves to get the ball rolling.
Lankford says the benefit is in the tax savings. “It’s a triple break,” she says. “It’s either pre-tax with your employer, or tax-deductible if you’re buying on your own. The money grows tax-deferred, and you can use it tax-free for any medical expenses.”
The money continues to grow and you don’t have to use it every year, unlike a flexible spending account (or FSA). Lankford recommends depositing money every year and letting it grow until retirement and using it for Medicare expenses or even long term care.
The cash can be used to pay for deductibles or Medicare premiums, and even for portions of long-term care costs.
"It's a great way to build a tax-free stash of money for future healthcare costs,” she says.
The best time to jump into an HSA is when you’re young and healthy without too many fixed medical costs. If you’re older with more costs or are dealing with a medical condition, you’ll really need to crunch the numbers to see what kind of plan will leave you better off in the long run.
"For someone with higher fixed costs like diabetes it might not be a great deal,” Lankford says. “You need to not just look at premiums but look at what are your regular expenses for medicine, for doctors. If you have a condition where you have similar medical expenses every year, do the math and add it up. In some cases you may come out ahead with lower premiums but sometimes the higher premiums might leave you with lower expenses at the end of the year."
Employers are excited about the plans because anything that encourages people to take on a higher deductible plan will save the boss some cash.
And who doesn’t want to save their company some money?
The 62-year-old appeared on a show called Luck of the Draw and said he'd learned from his past and was now an "honest person looking for a new wife." The host wasn't convinced: She told him to leave.
Most of the affected patients live in the South, because every state in the region except Arkansas and Kentucky opted against expanding the Medicaid program for the poor.
There are only two U.S. states where at least 50 percent of residents say they've recently given either money or time to charity: Utah and Minnesota, according to a new Gallup poll.
It's international quiz time on the Marketplace Morning Report. Stephan Richter, editor-in-chief of the online international affairs magazine The Globalist brings us a question that will test your knowledge of our energy needs in context.
The World Economic Forum for Africa wrapped up in Nigeria today, and energy production was a central theme. Richter's question: How much electricity does the average Nigerian use each year compared to an American? The equivalent of:
- A. One American's air conditioner running in the U.S. all year long.
- B. One American's refrigerator running all in the U.S. all year long.
- C. One American's microwave oven running in the U.S. all year long.
- D. One American's coffee maker running in the U.S. all year long.
Scroll down the page to see the answer -- and click play on the audio player above to hear our report about electricity.
ANSWER: C. The average American uses 13,000 kilowatt-hours (kwh) per year. That's quite a bit. A microwave oven consumes 135 kilowatt hours per year. That is 1/100 of the average US energy consumption per person.