National News

Firm Accused Of Illegal Practices That Push Families Into Foreclosure

NPR News - Mon, 2014-11-17 23:33

A class action lawsuit alleges Ocwen Financial, one of the nation's largest mortgage servicers, charges marked-up and illegal fees. The firm says it will vigorously defend itself against the claims.

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Doctor Shortage Looming? Maybe Not

NPR News - Mon, 2014-11-17 23:32

Physicians have been warning for years about a coming shortage of primary care doctors. But others say primary care teams that include other types of health workers might fill the gap better.

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Guarding The Ebola Border

NPR News - Mon, 2014-11-17 23:30

Ivory Coast is determined to keep Ebola out. The government shut down the border, and enlisted local villagers to serve as informal border security.

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4 Killed In Jerusalem Synagogue Attack, Israeli Police Say

NPR News - Mon, 2014-11-17 22:08

Police say two attackers walked into the synagogue Tuesday with knives, axes and guns and attacked the worshippers. The attackers were killed in a shootout with police.

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Uber Exec In Hot Water After Suggesting A Journalist Smear Campaign

NPR News - Mon, 2014-11-17 21:38

A senior vice president of the ride-service company has issued an apology after news broke of his comments about digging up info about reporters' personal lives.

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Hong Kong Begins Clearing Main Protest Camp As Demonstrators Watch

NPR News - Mon, 2014-11-17 18:36

Pro-democracy protesters had held the site outside Hong Kong's main government buildings for nearly two months. "We will proceed on the principle of peace and nonviolence," said one protest leader.

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Man Gets 8 Months In Jail After Driving VW Hatchback Onto Race Track

NPR News - Mon, 2014-11-17 17:12

The prank might represent a daydream of many would-be racers. But it also proved why such dreams should be pursued with both care and the proper equipment.

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Take It In: 'Vape' Is The Oxford Dictionaries Word Of The Year

NPR News - Mon, 2014-11-17 15:12

The growing popularity of e-cigarettes sparked the notice of the Oxford Dictionaries, which chose "vape" as the word of the year for 2014. It beat out contenders such as "bae" and "normcore."

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Ahead Of Ferguson Decision, Governor Declares Emergency

NPR News - Mon, 2014-11-17 14:55

Gov. Jay Nixon's decision clears the way for the National Guard and state agencies to work together to help quell any potential unrest related to the Michael Brown case.

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What You Need To Know About The Keystone XL Oil Pipeline

NPR News - Mon, 2014-11-17 14:38

The long-delayed project is a jobs generator to some and an ecological disaster to others. Ahead of a key Senate vote, we revisit what the Keystone XL pipeline would do and why it's so contentious.

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Charles Manson, 80, Gets License To Wed 26-Year-Old Prison Visitor

NPR News - Mon, 2014-11-17 13:44

Afton Elaine Burton, who maintains websites advocating for Manson's innocence in the Tate-LaBianca murders, told The Associated Press that the wedding was next month.

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For Babies, Preterm Birth Is Now The Number One Cause of Death

NPR News - Mon, 2014-11-17 13:39

For the first time, the single greatest threat to a newborn's life is not a specific disease. Rather, it's the fact of being born prematurely.

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Culinary Institute's School For 'Foodpreneurs' To Cook Up Innovation

NPR News - Mon, 2014-11-17 13:10

The Culinary Institute of America may be best known for churning out chefs. But its graduates are charting new career paths that require more business chops and it's launching a school to mentor them.

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Bill Cosby's Silence On Rape Allegations Makes Huge Media Noise

NPR News - Mon, 2014-11-17 13:00

Bill Cosby's silence when asked by an NPR anchor about rape allegations made big media news. The ongoing controversy may also hint at a generational divide between his fans and his latest critics.

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Slain Aid Worker Shows 'One Person Can Make A Difference,' Parents Say

NPR News - Mon, 2014-11-17 12:28

In a statement, Paula and Ed Kassig remembered their 26-year-old son, Peter Kassig, also known as Abdul-Rahman Kassig, as both a realist and an idealist. Kassig was killed by the Islamic State group.

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Are Modafinil's Brain-Boosting Benefits Hype Or Science?

NPR News - Mon, 2014-11-17 12:24

Modafinil has been approved for treatment of narcolepsy, but it's often used to improve mental performance. The question is, does it work? A new study says probably not.

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Channeling Springsteen: Teachers As Performers

NPR News - Mon, 2014-11-17 12:18

The importance of a teacher's presence in the classroom has long been debated. Our 50 Great Teachers project asks: Does does a teacher's performance distract, or does it inspire?

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The Guy Who Delivers HIV Medicine On His Bicycle

NPR News - Mon, 2014-11-17 12:18

A South African teenager got tired of waiting in the clinic for his grandparents' HIV meds. So he came up with a solution. All it took was a bicycle.

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Toxic Tau of Alzheimer's May Offer A Path To Treatment

NPR News - Mon, 2014-11-17 12:18

Faulty forms of the brain protein tau trigger tangles inside and outside brain cells of Alzheimer's patients. Scientists say figuring out how to stop bad tau's spread from cell to cell might be key.

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Meet Generation Z

Marketplace - American Public Media - Mon, 2014-11-17 12:08
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One sure sign that college application season is in full swing at Bethesda-Chevy Chase High School, outside of Washington, D.C.: Students are pouring in to the office of CollegeTracks, a program that helps students from low- and moderate-income families navigate the process.

The office is packed with students seeking help, because this generation of high school students has heard over and over again — from their parents, their teachers, their president — that college is a must.

“Nowadays you need a degree to get a good job,” says Daniel Roa, 17.

“It’s kind of something that everyone does now,” says Alexandra Haller, 18.

“That’s the extra step we need to fulfilling what we want to be when we’re older,” says Adam Mungani, 17.

These students — all seniors at Bethesda-Chevy Chase — are part of the first wave of Generation Z. If you haven’t even heard of Gen Z, don’t worry. Neither had they.

“I have no idea what that means,” says Haller, blond with pink lipstick and glasses. “The last generation?”

Gen. ZReality 42% expect to work for themselves in their career11% of working Americans are self-employed 36% expect to pay for college mainly with scholarships or grants59% of undergrads received grants in 2011 $100monthly student loan payment most students said was manageable$242average monthly student loan payment 29% consider a $100,000 annual salary rich22% of Americans earn $100,000 or more annually 17% expect to pay for college mainly with student loans67% of undergrads received loans in 2011 Source: Northeastern University

Gen Z, or the iGeneration as some have called it, refers to those born since roughly 1995. These are kids who have never known a world without the Internet and smartphones. And they’re just starting to hit college.

Marketplace teamed up with Northeastern University to survey the latest crop of college-bound teenagers, aged 16 to 19. About two-thirds of them plan to attend at least some college right out of high school.

The big question is how to pay for it. Two-thirds said they were “concerned” about being able to afford college. When I bring up the notion of loans, the students I talk to recoil.

“Last resort,” says Haller.

“It’s not worth the debt,” says Tamara King, 17, who has long hair and braces.

It’s no wonder they’re down on debt. The first wave of Gen Z watched their parents struggle through the recession. They saw older brothers and sisters graduate and not be able to get jobs.

 “Didn’t the president just finish paying off his student debt, like, a year ago?” asks King.

Actually, it was like 10 years ago. But still.

“I mean he’s the president,” she says. “In the end, it was a good result, but I wouldn’t want that.”

So where will the money come from? Almost a quarter of the students surveyed said mainly from their parents. More than a third expect grants and academic scholarships to foot most of the bill. That may be unrealistic, says Heather O’Leary, who studies Gen Z as an analyst with the higher ed research and advisory firm Eduventures.

“Our research also has shown that students are expecting an inordinate amount of merit-based and need-based scholarships, even students whose families are coming from very high income levels,” she says.

Colleges are partly to blame for the false expectations, O'Leary says, because they set high tuition prices, then compete for students by offering them discounts in the form of financial aid.

“It also falls to parents who have been telling them from a very early age they’re all very special snowflakes and they should be recognized for that individuality,” she says.

The individuals I talked to don’t expect college to come easy. They plan to work, or to save money by starting at community college. What they do expect, just like most of the kids who took the survey, is for college to prepare them for careers. They want schools to offer courses in entrepreneurship and to build in practical experience through things like internships.

Tiffany King, Tamara’s twin sister, plans to complete as many internships as possible.

“Even if you graduate and you wave around, 'Hey, I got my college degree,' where’s your experience in that field?” King says.

Despite their worries, this is a confident bunch. A striking number of them — 42 percent — plan to work for themselves during their careers. That’s nearly four times the percentage of American workers who are self-employed.

Almost two-thirds expect to be better off financially than their parents. Mungani, the son of Somali immigrants who didn’t go to college, says his generation has time.

“Our economy now will change after we graduate college,” he says. “So just keep your head high and your hopes up that you can get a job.”

Not that these kids have the luxury worry much about life after college.

“I honestly can’t think that far, because I’m worried about getting into college,” says Haller.